Homeowners Insurance

The attorneys at Mannion Lowe & Oksenendler, P.C. represent homeowners in disputes with insurance companies that refuse to honor claims for property damage and loss based on homeowners’ insurance policies.

We have served Bay Area residents for over 35 years in a variety of insurance disputes, and we are prepared to help you through the challenge you face. To discuss your concerns with one of our attorneys, please send us an email today.

Know Your Coverage

Most basic homeowners’ policies cover a wide variety of damage, including damages caused by:

• Fires

• Hail

• Lightning Strikes

• Smoke Damage

• Wind Damage

• Vandalism

• Theft

For damage done by events such as earthquakes, hurricanes, or tornadoes, you may need to have separate coverage, since most standard policies do not cover such natural disasters.

Standard insurance policies cover not only the dwelling but also other structures on your property, such as detached garages and storage sheds. In addition, all of the contents and personal property inside your home are likely covered against damage or loss by theft, up to the amount you have specified in your policy.

Insurance Tips For Homeowners

If you have certain highly valuable items, it is helpful to list these separately to make sure they are covered for their full value, even though it may require you to get an appraisal and list these items separately on a rider to your policy, with an additional premium. It is also a good idea to keep a current list or inventory of all your possessions, so that in the event of theft or loss, you will know what is missing and be able to prove the loss to the insurance company. Keep a copy of this list in a safety deposit box or other place separate from your home, so that the list will not get destroyed in a fire or other disaster.

Get Your Questions Answered. Contact Our Firm Today.

We represent homeowners in claims against insurers for property damage due to fires, earthquakes and other events. If you have a claim of damage or loss but your insurance company is not being responsive, contact Mannion Lowe & Oksenendler, P.C. today for aggressive and effective assistance in resolving your claim. We invite you to call us at 800-724-6188, or contact us by email now.