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Insurance Coverage
Insurance Coverage
Bad Faith
Bad Faith
Personal Injury
Personal Injury
Fires, Storms, and Other Disasters
Fires, Storms, and Other Disasters
Duty to Defend
Duty to Defend
Agent And Broker Malpractice
Agent And Broker Malpractice

How can an insurance company take my premiums but refuse to pay when I have a claim?

Insurance is a business, and insurance companies make money by collecting all they can in premiums and paying out as little as they can in claims. It is reasonable to expect an insurance company to investigate a claim and to deny claims that are not covered. However, it is important that these actions not be taken in bad faith. Any claims denial should be looked at very closely, as well as any settlement offer that only covers a portion of your claim.